Eligibility for Obamacare in Arizona

Many often wonder, “What are the requirements to apply for the Affordable Care Act (ACA) in my state?” Knowing how to qualify for ACA in Arizona is vital in order to avoid overpaying or paying a penalty fee for not having qualifying coverage. Even though Congress voted to repeal the individual mandate in 2017, the repeal does not take effect until 2019. Therefore, you are still required to have health care coverage in 2018. Fortunately, Obamacare coverage eligibility requirements are clear and simple, as outlined below. The following sections explain who is eligible for Obamacare and discuss what are the Affordable Care Act income requirements for Arizona residents. They also explain who is not required to obtain health care coverage through Obamacare. To learn about the requirements for enrolling in ACA health insurance, review the sections below.

Obamacare Coverage Eligibility Requirements in Arizona

The Obamacare eligibility requirements in Arizona are the same as the national eligibility standards. To qualify for ACA health care plans, Arizona residents must utilize the national online Health Insurance Marketplace. To be deemed eligible for Obamacare insurance programs, residents must first fill out an application online through the Marketplace. Since Arizona Obamacare coverage does not operate its own health care marketplace, so all residents seeking to purchase their own health insurance and receive help paying their monthly premiums must use the national online Marketplace.

Since the Affordable Care Act coverage requirements became law, all Americans are required to have health care coverage. If you cannot obtain a private health insurance policy through your work or by purchasing one yourself, you can purchase a plan through the Marketplace.

Those wondering who is eligible for Obamacare should ensure they:

  • Live in the United States.

  • Are U.S. Citizens or legal immigrants.

  • Are not currently incarcerated.

How to Qualify for ACA Insurance

Not everyone will qualify for Obamacare insurance in Arizona when they apply. The ACA insurance eligibility requirements restrict undocumented immigrants from being eligible. These individuals are also ineligible for premium tax credits and other savings on the Marketplace health care plans. However, families with mixed immigration status can still apply for health care insurance for any documented individuals.

Additionally, you do not qualify for Obamacare in Arizona if you qualify for and obtain Medicaid. The Affordable Care Act eligibility requirements dictate that Medicaid recipients are considered fully covered. Medicaid recipients, therefore, do not face any penalty fees for not purchasing health insurance through the Marketplace. However, there are certain limited-coverage Medicaid plans that do not qualify as full coverage under ACA guidelines, so it is important for applicants to learn about Medicaid coverage if they are eligible to enroll in the program. Unless you qualify for ACA exemptions, if you are otherwise eligible but choose not to obtain health insurance, you will pay a fine, which you can learn about below. Exemptions in Arizona can be granted based on several factors. Learn more about these money-saving exemptions in our free comprehensive guide.

What are the Affordable Care Act income requirements?

Under the Affordable Care Act income requirements, you can purchase a health insurance plan through the Marketplace that suits your income level and your household needs. If you are eligible for Obamacare in Arizona, you must learn how to apply through the Marketplace to shop for an appropriate health insurance plan. After you apply and find out if you are eligible for insurance through the Marketplace, you will also find out if you qualify for premium tax credits or cost-sharing reductions. The Obamacare coverage eligibility requirements will dictate if your household income qualifies you for cost-sharing reductions based on your specific income estimates.

Obamacare Penalty Fees in Arizona

Arizona penalty fees for Obamacare are added into your annual tax return if you do not maintain health care coverage all year. The ACA eligibility requirements clearly state that all eligible individuals must obtain health coverage. You are not required to purchase a health care plan through the Marketplace, but you are required to have health care coverage throughout the year. The Obamacare penalty fee is sometimes called a payment, a fine, or the individual mandate. The IRS refers to this as the Shared Responsibility Payment, which is waived as long as you maintain health care coverage all year. If you meet Obamacare coverage eligibility requirements and choose not to obtain health insurance, you will pay the fine with your tax return the following year.

The Affordable Care Act individual mandate was repealed by Congress in December 2017. However, Obamacare penalty fees still apply for 2018. You are required to maintain health care coverage in order to avoid paying the fine. As of 2019, the individual mandate will no longer apply, meaning that there should be no health insurance requirement in your tax return and no potential penalty fee for not having health insurance. To not pay Obamacare penalty fees in Arizona, you must maintain qualifying health coverage, also known as the Minimum Essential Coverage (MEC). Learn about qualifying Obamacare health care coverage in our in-depth guide.



Who Is Eligible to Get Health Services in Arizona?

Residents must meet the eligibility requirements established by the Arizona Health Services Department in order to quality for programs such as Medicaid and Medicare. Your income and age might be significant factors regarding your eligibility, but requirements vary. To learn more about AZ medical assistance, download our guide today.


What Kinds of Health Care Services Can I Receive in Arizona?

Arizona health care services differ significantly in regards to price and coverage. A resident’s eligibility might also play a role in the cost of each service. To learn about how you can apply for these health services, please download our guide now.