Medicare Part A in Arizona
Medicare Part A is often a topic of confusion for Arizona residents. Common questions include, “What would be my Medicare Part A cost?” and “What services does Medicare Part A cover?” Some may choose only Medicare Part A for their Arizona Medicare coverage. Arizona Medicare Part A plans still cover a large number of common insurance needs. This article will go over why an Arizona resident might choose to rely on just Part A coverage, everything that goes in to Part A to set it apart from the other Medicare plans, and even how to enroll in Part A.
What is Medicare Part A in Arizona?
When comparing Medicare Part A plans with the many other Medicare plans available to Arizona residents, it is very important to look at the services that are covered under the plan. Medicare Plan A is also referred to as Medicare’s “Hospital Insurance.” This means that under a Medicare Part A plan in AZ, you would be receiving financial aid from Medicare in a hospital (or related medical facility) environment. Part A coverage is also considered one half of “Original Medicare.” This is the most common Medicare package, as it includes Part A and Part B (“Medical Insurance”) coverage. However, the addition of Part B coverage involves extra monthly fees.
Arizona Medicare Part A covers many different services, including hospital care, skilled nursing facility (SNF) care, certain types of nursing home care, hospice services, and a limited selection of home health services. Determining whether or your Medicare Part A plan covers the services you need is simple. The easiest way to figure out the answer for certain is to ask your doctor or health care provider.
Medicare Part A Cost in Arizona
When determining the Medicare costs of your Plan A coverage in Arizona, the three most important aspects to consider are premiums, deductibles and coinsurance. These three terms will tell you how much you have to pay for Medicare Part A in Arizona, so it is worth understanding their definitions. A premium is a monthly payment that some people must make in order to cover the costs of their basic Part A coverage. Depending on their Medicare tax history, beneficiaries may pay Medicare Part A premiums, which vary in cost. Other Medicare Part A plan recipients receive no-cost or “premium-free” Medicare Part A – these people include those who receive Social Security or Railroad retirement disability benefits for two years, those with ALS (Lou Gehrig’s disease) or those with End Stage Renal Disease (ESRD). These AZ Medicare Plan A recipients are not required to pay the same monthly premiums as those who needed to apply for Part A coverage.
The next type of Medicare Part A cost in Arizona is called a deductible. This is a flat amount (which changes every year, much like premiums) that a Medicare Part A recipient must pay before Medicare can begin paying for the rest of their hospital bill. This deductible is the same for all Medicare recipients, and it resets after each benefit period. However, your Medicare Part A benefits can only fully pay for your hospital stay for a certain number of days. For the first 60 days that you require hospitalization, Medicare Part A plans cover everything after your deductible is paid. Then, you must pay a certain amount of coinsurance to Medicare, which is a shared cost that you and your health insurance company will split. For more detailed information about Medicare Part A costs and ways that you can supplement those costs in Arizona, please download our comprehensive guide here.
How to Enroll in AZ Medicare Part A Coverage
You can apply for Medicare Part A coverage at your local Social Security office. However, applying for Medicare Part A online is much easier and more convenient. When you do so, make sure to have the proper paperwork in order and ready to file as part of your Part A application. This includes your date of birth, place of birth (and Permanent Resident Card number, if you are not a U.S. citizen), your Medicaid Number, the start and end dates listed in your Medicaid information and your current health insurance information (which includes key information about Group Health Plans). With all of this information ready before you file for a Medicare Part A plan in AZ, your application should take around 15-20 minutes. For helpful links and tools to assist you in filling out your Medicare Part A application, you can download our complimentary guide today.
Who Is Eligible to Get Health Services in Arizona?
Residents must meet the eligibility requirements established by the Arizona Health Services Department in order to quality for programs such as Medicaid and Medicare. Your income and age might be significant factors regarding your eligibility, but requirements vary. To learn more about AZ medical assistance, download our guide today.
What Kinds of Health Care Services Can I Receive in Arizona?
Arizona health care services differ significantly in regards to price and coverage. A resident’s eligibility might also play a role in the cost of each service. To learn about how you can apply for these health services, please download our guide now.