Medicare Part D in Arizona
Medicare Part D is Medicare’s prescription drug coverage plan. You are eligible to receive Medicare Plan D in Arizona if you already have Medicare Part A and Part B. However, enrollment in Medicare Part D is optional. Additionally, you may have to pay a Part D late enrollment penalty if you decide to sign up later rather than when you are first eligible. While AZ Medicare Part D plans are optional, it is still important to understand the details of how to enroll, what they cover and how much they might cost you should you choose to add one to your plan or enroll in a plan that includes Medicare Part D.
How to Enroll in Medicare Part D Plans in Arizona
In order to receive Medicare Plan D, you can either join an existing plan, such as a Medicare Advantage plan (Medicare Part C). Alternatively, you can purchase a Medicare Part D plan as an addition to your Original Medicare plan. Before you enroll in Arizona Medicare Plan D, you will first need to decide which type of plan is better for your needs. You will need to research the cost of adding Part D Medicare to an existing plan, if you have one. If you do not already have Medicare coverage, you will need to find out what the cost of getting Medicare Part D at the same time as Part A and B would be or how much it would cost to enroll in a Medicare Part C plan that already includes Medicare Plan D. You will also need to look at what types of AZ Medicare Part D plans are available in your area of service.
Once you have decided which type of Medicare Plan D you want, you can enroll in it. If you choose a plan through Medicare, you can visit the Medicare website to sign up. You can also join a Part D plan by completing a paper application form or by calling Medicare. If you choose to receive your Arizona Plan D Medicare through a private insurance company, you will need to visit the company’s website to see if you can enroll online. If you cannot, you will need to contact the company directly for enrollment instructions. For more specific information about enrolling in Medicare Plan D, you can download our comprehensive guide here.
Note: Not signing up for Medicare Part D when you are initially eligible will add a fee to your plan when you do eventually sign up for it in the future, unless you meet specific criteria.
Medicare Plan D Services Covered in Arizona
The list of drugs (called formularies) that Medicare Part D plans in AZ cover will vary from plan to plan, and not all prescription drugs will cost you the same amount. Medicare Part D places every drug it covers into a category, called a tier, and each tier has its own cost. Prescription drugs in lower tiers cost less, while prescription drugs in higher tiers cost more. If you or your prescriber believe that you need a prescription that is not covered under your Medicare Part D plan, either one of you can petition Medicare to request that it covers the cost. You can check Medicare’s coverage determination to find an explanation as to why it may not cover a certain drug under your plan and whether or not your Medicare Part D plan will accept your request. A coverage determination is what Medicare uses to decide which prescription drugs it will cover and provides you with a written explanation of that decision. You or your provider can fill out and submit a Model Coverage Determination Request Form to your Arizona Medicare Part D plan if you wish to make such a request. You and your provider can also make this request by phone or by letter.
Your Medicare Part D plan can make changes to the prescription drugs they cover at any time during the year as long as the change falls within Medicare’s guidelines. If any of changes they make to your Medicare Part D affect a prescription you take, your plan must either provide you with written notice or a 60-day supply at the time of your next refill and a notice that they will no longer cover that particular prescription. Learn more about Medicaid-covered services by downloading our complimentary guide today.
Medicare Part D Cost in Arizona
The cost of your Medicare Part D plan in AZ will vary depending on a number of factors, including the prescription drugs it covers, whether you get your prescriptions from a pharmacy on your plan’s network and even the plan you choose itself. The cost of your Medicare Part D will also vary depending on your premium and yearly deductible, as well as any copayments or coinsurances it will require you to pay each year.
When you look at different Medicare Part D plans, make sure to check the Medicare costs of each to find the one that works the best for you. If you know you will need assistance in making your Medicare Plan D payments because you live on a fixed income or have limited resources, the state of Arizona can help you cover the costs for Medicare Part A and Part B, which are generally more expensive than Arizona Medicare Part D, so you will not have to pay as much.
Who Is Eligible to Get Health Services in Arizona?
Residents must meet the eligibility requirements established by the Arizona Health Services Department in order to quality for programs such as Medicaid and Medicare. Your income and age might be significant factors regarding your eligibility, but requirements vary. To learn more about AZ medical assistance, download our guide today.
What Kinds of Health Care Services Can I Receive in Arizona?
Arizona health care services differ significantly in regards to price and coverage. A resident’s eligibility might also play a role in the cost of each service. To learn about how you can apply for these health services, please download our guide now.